PROVIDENCE FINANCIAL MANAGEMENT
Providing the Compass to Help You Navigate
We help our clients create wealth and make smart money decisions through our financial planning and consulting services. At Providence Financial we provide a full range of investments, risk management products and services to individuals and their families, as well as small businesses, corporations, government entities, and not-for-profit organizations and their employees.
Personalized Investment Platform
PFM will use an open architecture to design a tailored retirement plan which allows us to independently and objectively help you select investment options that best suit your individual needs.
Education
We provide ongoing educational workshops that focus on:
• Retirement Strategies
• Estate Planning 101
• Medicare / Healthcare
• Social Security Planning
• Retirement Strategies
• Estate Planning 101
• Medicare / Healthcare
• Social Security Planning
Estate Planning
From income taxes to capital gains taxes, the tax code is full of taxes designed to prevent you from building your estate. If that were not bad enough, it is also full of taxes designed to tax your estate at both the federal and state (in many states) level.
A Team that
Makes a Difference.
When you work with PFM, you work with a dedicated team that is passionate about delivering solutions. Working with PFM gives you a single point-of-contact and ensures that you receive thorough communication, prompt attention, and world-class service. PFM offers the most flexible open architecture platform
Team Approach to a Customized Plan
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Advice, Consulting & Planning
PFM will provide you with the level of advice and service that is appropriate to help you reach your goals. We continually review and analyze your financial strategies to ensure that it’s in line with your goals and your time frame.
Analysis & Design
Our team will collect and analyze your unique situation. Next we will use a holistic approach to design a tailored financial plan that will use multiple strategies to maximize your results.
Plan Development
Our holistic approach allows us to use our resources which will enable us to use tax efficient tools and strategies to ensure that your financial plan maximizes growth and minimizes risk, taxes and fees.
Implementation & Orientation
PFM will work with you to ensure that your plan is implemented as smoothly and completely as possible to help you achieve your desired goals in the time matter you desire.
Plan monitoring & Updating
We will continually monitor and update your financial plan to ensure that your plan constantly evolves with you and your financial goals.
WHAT WE DO
Our Expertise & Services
We take the time to get to know you beyond your finances. We want to know your dreams and aspirations, your challenges, your plans and your priorities. We strive to understand your goals so we can create a plan to help you achieve what is important to you. We don’t propose services, we provide solutions. We strive to go beyond finding solutions to problems faced by our clients. Our goal and unique value is in helping you identify potential issues that you may not yet see. We look beyond what is currently visible and try to see what may be around the corner. That’s how we help you.
RETIREMENT PLANNING
Retirement planning services focused on your goals, income, and the financial decisions you make every day.
COLLEGE PLANNING
Saving for retirement? Saving for college? This doesn’t have to be an either/or proposition.
ESTATE PLANNING
Ensuring the proper estate planning documents are in place, such as wills, trusts, financial powers of attorney, health care powers of attorney, and guardianships.
LIFE INSURANCE
It’s not really about how much life insurance you need. It’s how much money your family will need after you’re gone.
Long Term Care Planning
PFM will work with an elder law attorney to review multiple long term care strategies and products that provide protection and are cost effective.
Real Estate Investment
REITs historically have delivered competitive total returns, based on high, steady dividend income and long-term capital appreciation.